PayPal – What is PayPal|PayPal Credit|PayPal App|PayPal Account Opening

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If as an individual in this world of technology and haven’t heard of Paypal, then you are missing out. Or maybe you know Paypal for sending and receiving money only. Making money transactions hasn’t been any easier, honestly speaking, it is stressful. But with Paypal, you can be stressed full and make transactions easily. Paypal has honestly been in the business for over decads. Now let’s have a look at what Paypal is.


What is Paypal?

PayPal is simply an online financial service that allows users to pay funds using an internet account. The internet account is very secured. The process is very easy. Users add their account such as bank account, credit card or debit card details. You decide the card you wish to use in paying when in use. Set any of the above to be your default means of payment.

With Paypal, you can easier pay for items from online and high street stores. Such locations are restaurants, petrol stations, etc. It is not just for payment services, but also for receiving funds. That is to say, you can receive money from the service. The money received to your Paypal account will be there and can be used while shopping. The money can be transferred to any card or account of your choice. There might be fees applies too.

PayPal Credit

PayPal recently started its own credit service. The credit service allows you to pay for items using PayPal but paid later. The service is a lot more like a credit card, but an actual card isn’t required.

Why should I use PayPal?

I know there are lots of online payment services and also different network digital wallets. But with PayPal, you get to enjoy some additional benefits that most others don’t have. The age simply means it is trustworthy. Most websites have an option “Pay by Paypal” on.

The company’s buyer protection safeguard will make sure users get a refund if an item purchased online is not received or out of line. This option is mostly useful when shopping from eBay, as there are no shop guarantees there.

Heres’s another benefit of using PayPal; there’s an additional layer of security to payments. Users are not required to enter their CCV number or card whenever they make a purchase. All you need is your Login ID and password or phone number and pin.

Check Also: Amazon My Account Order History – How to See Your Amazon History

PayPal for Business

The service can be used for business owners also in making their tasks easier. As a business, you can easier set up a business account and tap into millions of active buyers who look for the Paypal means to pay for products or services. You can access your business money quickly and also keep costs down. With the service, you can actually provide better service for all your customers. The whole set up process is very easy. Before setting up the PayPal business, make sure your account is ready to accept payments. Confirm your email, provide the business name and then access your funds.

PayPal App – How to Download the App

The service has a smartphone interface in the form of an app. The app can be downloaded from the App Store of the device that you’re using. It is very simple and convenient. You can get convenience with the secured transactions. Plus, there are no transaction fees when sending to Friends and Family in the U.S.

The app makes sending funds easier and does it with confidence. It is compatible with both iOS and Android phones. To download/install, follow the tutorials below;

  • Open your App Store.
  • Type in the name on the search tool.
  • From the result, hit on the first to load the information page.
  • Tap on the Download/Install button to commence.

The app would be downloaded to your device immediately.

PayPal Account Opening

Creating an account with the service is very simple and also free to do. You can sign or create an account following the guides below;

  • Visit the website from your browser at or open the mobile app.
  • Hit on the option that says “Sign Up for Free” or “Sign Up”.
  • Type in your email ID and create a password.
  • Fill in the fields with your personal information.
  • Then enter your credit card or debit card details (it is optional).
  • Fill your bank information, also optional.
  • Appy for Credit if you want as it is optional. Then hit on “No Thanks” f you don’t want.

It will be created. The next step will be verifying the email ID. Link bank account and debit or credit card.

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